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    Friends and family may not have the same tastes as you do, and it’s not always easy to make a real connection at the bar scene. In 1996, he was diagnosed with a potentially fatal metastatic testicular cancer.


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    Today, he's a Web developer at a graphic design company in Rochester, N. He agreed to take an hour with Credit to share his story and his top tips on how to protect yourself. Dan De Felippi: When I was in middle school and high school, I was into what I would call innocent hacking. I was pretty active in online chat rooms where people would talk about this stuff, and I began to realize there was a whole world of credit card fraud where I could make a lot of money with very little effort. Credit Cards.com: You said you bought credit card data online. De Felippi: Every credit card has magnetic stripe on the back with data on it.

    There are people out there who hack into computers where that data is being stored.

    Committing credit card fraud is still "ridiculously easy to do," he says. Secret Service, helping to infiltrate the online underground and training agents in the latest fraud techniques.

    "Anyone with a computer and 0 could start making money tomorrow." After his conviction, De Felippi faced eight years in prison, but under a plea deal he agreed to community service and to pay back more than 0,000 in restitution. His help led to the arrests of five to 15 people over two years. In college, I started selling fake IDs to make a little extra money.

    Credit Cards.com: How did your phishing scams work? The first one I did, I targeted AOL users, because I thought they would be less computer literate and more likely to fall for my scams.

    But what would a real identity thief tell you if he had the chance?

    There are also people like waitresses and waiters with handheld skimmers who steal the data that way. I'd pay to for the information from one card.

    Then I'd use an encoder to put that data on a fake card, go into a store and purchase stuff.

    Also, don't buy anything from somebody e-mailing you, no matter how good the offer sounds.

    If a company is sending you an ad through e-mail and you've never heard of the company, don't buy anything from them. I was getting thousands and thousands of responses from single mailings.

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